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To tell you the truth I had never heard of his show before. I guess if I knew that was his M. I would have been better prepared for it. He Is an alumnus of BMG and other chareidi yeshivas. Impressive and brave. Nice work.

Dan Why is the lawyer disputing the common threat that some are saying, that if you go out in public I will definitely not pay you back, this is very commonly used even within our community what is it trying to hide? We can introduce financial literacy classes in Yeshivos from today till tomorrow and nothing will change. No, we cannot expect young people to form a family with no basic financial means. Unfortunately, nothing will change because no real change is being made. Is anyone familiar with the zeekrewards scandal that claimed so many victims in the chareidi community?

It was only a few years ago, and here we are again…. With all the discussion, lets not forget that one of the greatest mitzvas is giving someone a loan. Why do you think there are so many halachos about not taking interest? Not only that, we arent even allowed to remind the other person that the loan is due in a way that would make him feel bad. All of this is telling us that its important to give a loan and not as important to get the money back.

Rich means anyone who has something that someone else doesnt have. Hashem runs the world. Hashem can always give you the money back in a different way. We hear so many stories about the alter heim, where people would give their last dollars to help others.

Even if it doesnt get paid back. As I said, it is a great mitzvah to loan someone money to help with a buisness, home, illness etc. Even without a collateral. However, although many of us are not at the level that we have enough bitachon to give a loan without collateral, yet we should still rememeber that giving a loan is a great mitzvah and in all the hubbub about these scams, people should rememeber this and not become scared and stop loaning all together. Otherwise it goes into the tzedaka category. The difference should be obvious.

Regardless, the main point of my original comment was a general encouragement of people to continue giving loans with the reminder that Hashem runs the world, Hashem is in charge of the money and Hashem doesnt remain a Baal Chiyuv. And when it comes to Tzedaka, Hashem even says you can test me. This obviously does not refer to situations where a person is loaning money for personal gain or when a person lends money they dont have.

Airlines and banks can close down your account for selling miles as it is against the terms of their programs.

My favorite part about miles has always been the aspirational aspect. I can fly and travel in a way that I otherwise would not be able to. Im better off selling the points, booking on priceline, and pocketing the extra. Your professionalism is refreshing but I do not fully agree that financial illiteracy is the main issue. Sure there are the naive ones, but by and large people understand the risks.

They simply believed the reward was worth the risk. Money lending is not a new business. Unsecured loans are common within close communities. These transactions are similar to purchasing bonds as opposed to shares in a start-up. You are effectively leveraging an asset you have — your ability to borrow — to earn a return.

Investors do that all the time. There is always a risk you make a poor investment. The difference here is the unorthodox method. If someone were to create a fund that acted as the middleman I think it would lessen the issues. They can solicit funds by means of asking people to lend money and earn points. They would then be responsible to lend to businesses.

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They can conduct due dillegence and back-stop defaults. The rate of return would go down as there are more parties to pay but it would significantly legitimize the industry. I do believe that get rich quick schemes have so much traction in our community due to a combination of an expensive lifestyle and lack of financial literacy. Dan thanks for your website and all your work.

Your posts about travel airlines etc. However the posts about amazon items selling at a small discount to me are a bad idea. If the average person who checks the website daily to see these discount were to spend his time trying to improve his financial situation ie make another sale, improve his financial value to his employer etc.

People love a good deal and not everyone can maximize every second of their lives to make more money. Saving money on something they were going to buy or buying a deal in order to flip and profit off of it can make perfect sense. You can make the same argument against clipping coupons. You have a point, however you have a huge platform and maybe as your website matures you should start posting articles about wholesome financial strategies. Wedding plans. So besides for helping people save money you will put them in a better position.

Keep up your great work. Those topics are out of my wheelhouse for the most part. Hi Dan — you can get some great guest bloggers on for that. Audio engineer Nik Coulter also manages schedules.

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I think that student radio as a whole, across NZ, we aspire to do a lot more than what happens in the cookie cutter commercial environment. Keeping the programming diverse requires a lot of work and the only way for me to operate was to get people into the business who were straight up hard grafters. In the last year and a half they have produced two part radio documentaries, both of which have aired on Radio NZ National.

As the student intake start arriving in the broken city, Meharry remains unsure about just when RDU will be able to move into a more permanent and stationary studio, but he has renewed confidence about its survival. Media Studies interns broadcast a student-focused show three times a week and are trained up within RDU, gaining points towards their degree.

Adapting a horse float to be the studio was a stroke of genius, but Meharry admits to having had a lot of dramas with it. Everything is going out over an audio codex and getting that to work in a professional way was very challenging. The signal starts as analogue gets processed and compressed by codec on the truck, down to 90kbits, which fits down a phone line. It is fingers crossed stable at the moment and it has actually given us more options as far as broadcasting is concerned.

The transmitter was moved from Huntsbury Hill late last year and is now on Marleys Hill, near Sugarloaf. Meharry says it gives them better reach and also the chance to broadcast over the hill to the harbour, including Lyttleton where he lives.

We deal in the environmental and cultural perspective and so we talk about what we do and what we provide as a regionless broadcaster, as opposed to how many people listen. I regularly get feedback that we play the widest gamut of music. We have 22 specialist shows — some of them have been with the station for over 25 years. A rebranding process was planned, but since the Christchurch earthquakes Meharry has been distracted, and there has been very little activity within the Student Radio Network group — actually none. But there have been some major environmental changes, the Voluntary Student Membership Bill for one.

New artist-breaking website theaudience. With a new student intake arriving to become the listenership for these important taste-making music outlets, NZ Musician thought it was time to have a look at each of the remaining student-oriented radio stations and ask some questions like: Who owns them? Who runs them?

Enterprising Exeter School pupils hit Radio 1

Who listens to them? Who funds them?

What you need to know

The following then is Part One of a two-part article, in which the managers of each station have been asked a similar set of questions. Not only was the station left homeless but the local economy on which it relied was also a write-off. So we went about finding something different, another strategy, and hence the concept of the RDUnit [a transformed horse truck] came up.

He subsequently organised events, had his own show, and in was offered a sales role — at which he excelled.

He and his partner Karyn now own RDU The license from the Ministry actually requires that there be no profit made, and we are exploring the potential to change to another model with a charitable status perhaps. They took over management of RDU in February Meharry says the station had historically lost money nearly every year since it was started in

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